The Reserve Bank of India (RBI) has imposed a monetary penalty of Rs. 3.10 lakh on Satya MicroCapital Limited for non-compliance with RBI's asset classification norms.

The penalty follows a statutory inspection conducted with reference to the company's financial position as of March 31, 2025. After reviewing the inspection findings, the company's response, and oral submissions, the RBI found that the company had violated regulatory requirements.

According to the central bank, Satya MicroCapital failed to classify certain restructured loan accounts as Non-Performing Assets (NPAs), as mandated under RBI's asset classification guidelines.

The RBI clarified that the penalty relates solely to regulatory compliance deficiencies and does not affect the validity of any customer transactions or agreements. It also stated that the action is without prejudice to any further regulatory measures that may be initiated against the company.