As of June 2025, 59.40% is owned by Indian Promoters and 40.60% by Public.

Institutional holds 13.88% (Insurance Companies 2.14%) and Non-Institutional holds 26.72% as Public shareholders.

Top three Promoters holding highest number of shares of Jammu & Kashmir Bank company are Chief Secretary Jammu And Kashmir Govt (5714.04 lakhs shares / 51.89%), Finance Secretary Ut Ladakh (458.29 lakhs shares / 4.16%) and Secretary Finance Deptt Jammu And Kashmir Govt (368.64 lakhs shares / 3.35%).