The bank reported standalone net profit of Rs 19,160.44 crore for the quarter ended June 30, 2025 as compared to Rs 17035.16 crore in the same period last year, registering a year-on-yearÿgrowthÿof 12.48 per cent.

Interest income of the bank rose by 5.80 per cent at Rs 117995.88 crore for the quarter ended June 30, 2025 as against Rs 111525.98 crore in the corresponding period last year.

During the April-June quarter, total income rose moderately by 10.31 per cent to Rs 1,35,341.56 crore from Rs 1,22,687.85 crore in the year ago period.

Meanwhile, operating expenses increased by 8.89 per cent to Rs 1,04,797.09 crore from Rs 96,239.27 crore in the same period last year.

Operating profit surged 15.49 per cent to Rs 30,544.47 crore from Rs. 26,448.58 crore.

Provisions and Contingencies surged by 37.97 per cent at Rs 4,759.20 crore from Rs 3,449.42 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 0.13 per cent at Rs 41,072.49 crore versus Rs 41,125.45 crore in the year ago period. Non-interest income rose 55.40 per cent year-on-year to Rs 17,345.68 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.83 per cent of the gross advances as at the end of June 30, 2025 from a level of 2.21 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.47 per cent of net advances on June 30, 2025 from 0.57 per cent a year ago.