The bank reported standalone net profit of Rs 3,627.36 crore for the quarter ended September 30, 2025 as compared to Rs 1836.45 crore in the same period last year, registering a year-on-yearÿgrowthÿof 97.52 per cent.

Interest income of the bank declined by 4.54 per cent at Rs 7104.23 crore for the quarter ended September 30, 2025 as against Rs 7441.80 crore in the corresponding period last year.

During the July-September quarter, total income rose moderately by 9.58 per cent to Rs 9,593.64 crore from Rs 8,754.54 crore in the year ago period.

Meanwhile, operating expenses increased by 5.61 per cent to Rs 6,070.87 crore from Rs 5,748.21 crore in the same period last year.

Operating profit surged 17.18 per cent to Rs 3,522.77 crore from Rs. 3,006.33 crore.

Provisions and Contingencies slipped by 217.55 per cent at Rs -652.62 crore from Rs 555.19 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 15.24 per cent at Rs 3,285.01 crore versus Rs 3,875.47 crore in the year ago period. Non-interest income rose 89.63 per cent year-on-year to Rs 2,489.41 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.65 per cent of the gross advances as at the end of September 30, 2025 from a level of 3.68 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 0.21 per cent of net advances on September 30, 2025 from 0.20 per cent a year ago.