The bank reported standalone net profit of Rs 11,317.86 crore for the quarter ended December 31, 2025 as compared to Rs 11792.42 crore in the same period last year, registering a year-on-yearÿdeclineÿof 4.02 per cent.

Interest income of the bank rose by 1.61 per cent at Rs 41965.84 crore for the quarter ended December 31, 2025 as against Rs 41299.82 crore in the corresponding period last year.

During the October-December quarter, total income rose marginally by 2.00 per cent to Rs 49,334.00 crore from Rs 48,367.87 crore in the year ago period.

Meanwhile, operating expenses increased by 1.58 per cent to Rs 31,978.04 crore from Rs 31,481.32 crore in the same period last year.

Operating profit surged 2.78 per cent to Rs 17,355.96 crore from Rs. 16,886.55 crore.

Provisions and Contingencies surged by 108.34 per cent at Rs 2,555.58 crore from Rs 1,226.65 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 7.67 per cent at Rs 21,932.24 crore versus Rs 20,370.61 crore in the year ago period. Non-interest income rose 4.25 per cent year-on-year to Rs 7,368.16 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.53 per cent of the gross advances as at the end of December 31, 2025 from a level of 1.96 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.37 per cent of net advances on December 31, 2025 from 0.42 per cent a year ago.