The bank reported standalone net profit of Rs 5,054.63 crore for the quarter ended December 31, 2025 as compared to Rs 4837.34 crore in the same period last year, registering a year-on-yearÿgrowthÿof 4.49 per cent.

Interest income of the bank rose by 2.72 per cent at Rs 31749.51 crore for the quarter ended December 31, 2025 as against Rs 30907.61 crore in the corresponding period last year.

During the October-December quarter, total income rose marginally by 1.94 per cent to Rs 35,349.91 crore from Rs 34,676.47 crore in the year ago period.

Meanwhile, operating expenses increased by 3.56 per cent to Rs 27,972.79 crore from Rs 27,012.23 crore in the same period last year.

Operating profit slipped 3.75 per cent to Rs 7,377.12 crore from Rs. 7,664.24 crore.

Provisions and Contingencies slipped by 26.18 per cent at Rs 798.93 crore from Rs 1,082.34 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 3.36 per cent at Rs 11,800.40 crore versus Rs 11,416.89 crore in the year ago period. Non-interest income dipped 4.47 per cent year-on-year to Rs 3,600.40 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.04 per cent of the gross advances as at the end of December 31, 2025 from a level of 2.43 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.57 per cent of net advances on December 31, 2025 from 0.59 per cent a year ago.