The bank reported standalone net profit of Rs 502.54 crore for the quarter ended December 31, 2025 as compared to Rs 339.43 crore in the same period last year, registering a year-on-yearÿgrowthÿof 48.05 per cent.

Interest income of the bank rose by 11.50 per cent at Rs 10417.02 crore for the quarter ended December 31, 2025 as against Rs 9343.02 crore in the corresponding period last year.

During the October-December quarter, total income rose moderately by 12.76 per cent to Rs 12,541.99 crore from Rs 11,122.87 crore in the year ago period.

Meanwhile, operating expenses increased by 12.22 per cent to Rs 10,508.64 crore from Rs 9,363.93 crore in the same period last year.

Operating profit surged 15.60 per cent to Rs 2,033.35 crore from Rs. 1,758.94 crore.

Provisions and Contingencies surged by 4.51 per cent at Rs 1,398.31 crore from Rs 1,337.92 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 12.04 per cent at Rs 5,492.44 crore versus Rs 4,902.06 crore in the year ago period. Non-interest income rose 19.39 per cent year-on-year to Rs 2,124.97 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.69 per cent of the gross advances as at the end of December 31, 2025 from a level of 1.94 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 0.53 per cent of net advances on December 31, 2025 from 0.52 per cent a year ago.