The bank reported standalone net profit of Rs 332.16 crore for the quarter ended December 31, 2025 as compared to Rs 286.00 crore in the same period last year, registering a year-on-yearÿgrowthÿof 16.14 per cent.

Interest income of the bank rose by 18.73 per cent at Rs 1755.68 crore for the quarter ended December 31, 2025 as against Rs 1478.74 crore in the corresponding period last year.

During the October-December quarter, total income rose moderately by 17.22 per cent to Rs 2,001.03 crore from Rs 1,707.13 crore in the year ago period.

Meanwhile, operating expenses increased by 17.05 per cent to Rs 1,487.87 crore from Rs 1,271.13 crore in the same period last year.

Operating profit surged 17.70 per cent to Rs 513.16 crore from Rs. 436.00 crore.

Provisions and Contingencies surged by 28.00 per cent at Rs 96.00 crore from Rs 75.00 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 27.98 per cent at Rs 752.18 crore versus Rs 587.74 crore in the year ago period. Non-interest income rose 7.43 per cent year-on-year to Rs 245.35 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.17 per cent of the gross advances as at the end of December 31, 2025 from a level of 3.36 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.78 per cent of net advances on December 31, 2025 from 1.42 per cent a year ago.