The Government of India has decided to keep interest rates on small savings schemes unchanged for the eighth consecutive quarter, applicable for the first quarter of FY 2026–27 (April 1 to June 30, 2026).
According to a notification by the Ministry of Finance, interest rates will remain the same as those in the January–March 2026 quarter.
Key schemes continue to offer stable returns, with the Sukanya Samriddhi Scheme providing an interest rate of 8.2%, while the three-year term deposit rate remains at 7.1%.
The decision reflects the government’s intent to maintain stability in small savings returns amid evolving economic conditions.