The bank reported standalone net profit of Rs 5,315.76 crore for the quarter ended March 31, 2026 as compared to Rs 4984.92 crore in the same period last year, registering a year-on-yearÿgrowthÿof 6.64 per cent.

Interest income of the bank declined by 4.54 per cent at Rs 26439.01 crore for the quarter ended March 31, 2026 as against Rs 27695.22 crore in the corresponding period last year.

During the January-March quarter, total income dipped marginally by 4.22 per cent to Rs 31,851.15 crore from Rs 33,254.31 crore in the year ago period.

Meanwhile, operating expenses dropped by 6.49 per cent to Rs 23,895.86 crore from Rs 25,554.16 crore in the same period last year.

Operating profit surged 3.31 per cent to Rs 7,955.29 crore from Rs. 7,700.15 crore.

Provisions and Contingencies slipped by 31.67 per cent at Rs 1,054.98 crore from Rs 1,543.92 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 1.14 per cent at Rs 9,405.98 crore versus Rs 9,514.05 crore in the year ago period. Non-interest income dipped 2.64 per cent year-on-year to Rs 5,412.14 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.82 per cent of the gross advances as at the end of March 31, 2026 from a level of 3.60 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.48 per cent of net advances on March 31, 2026 from 0.63 per cent a year ago.