The bank reported standalone net profit of Rs 7,071.31 crore for the quarter ended March 31, 2026 as compared to Rs 7117.50 crore in the same period last year, registering a year-on-yearÿdeclineÿof 0.65 per cent.

Interest income of the bank rose by 4.74 per cent at Rs 32724.09 crore for the quarter ended March 31, 2026 as against Rs 31242.51 crore in the corresponding period last year.

During the January-March quarter, total income rose marginally by 1.91 per cent to Rs 38,746.64 crore from Rs 38,022.03 crore in the year ago period.

Meanwhile, operating expenses increased by 5.37 per cent to Rs 28,733.22 crore from Rs 27,269.66 crore in the same period last year.

Operating profit slipped 6.87 per cent to Rs 10,013.42 crore from Rs. 10,752.37 crore.

Provisions and Contingencies surged by 159.11 per cent at Rs 3,522.21 crore from Rs 1,359.35 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 4.68 per cent at Rs 14,457.18 crore versus Rs 13,810.54 crore in the year ago period. Non-interest income dipped 11.17 per cent year-on-year to Rs 6,022.55 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.23 per cent of the gross advances as at the end of March 31, 2026 from a level of 1.28 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 0.37 per cent of net advances on March 31, 2026 from 0.33 per cent a year ago.