The bank reported standalone net profit of Rs 3,103.13 crore for the quarter ended March 31, 2026 as compared to Rs 2956.07 crore in the same period last year, registering a year-on-yearÿgrowthÿof 4.97 per cent.

Interest income of the bank rose by 10.25 per cent at Rs 17480.39 crore for the quarter ended March 31, 2026 as against Rs 15855.89 crore in the corresponding period last year.

During the January-March quarter, total income rose moderately by 7.42 per cent to Rs 19,980.07 crore from Rs 18,599.16 crore in the year ago period.

Meanwhile, operating expenses increased by 8.20 per cent to Rs 14,694.34 crore from Rs 13,580.49 crore in the same period last year.

Operating profit surged 5.32 per cent to Rs 5,285.73 crore from Rs. 5,018.67 crore.

Provisions and Contingencies surged by 54.26 per cent at Rs 1,225.76 crore from Rs 794.60 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 11.27 per cent at Rs 7,109.51 crore versus Rs 6,389.34 crore in the year ago period. Non-interest income dipped 8.88 per cent year-on-year to Rs 2,499.68 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.98 per cent of the gross advances as at the end of March 31, 2026 from a level of 3.09 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.15 per cent of net advances on March 31, 2026 from 0.19 per cent a year ago.