The Reserve Bank of India (RBI) has issued final amendment directions governing lending to Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs), following a review of stakeholder feedback received on the draft framework released in February 2026.

Under the revised norms, commercial banks will now be permitted to extend credit facilities to REITs, subject to prescribed prudential safeguards, including regulatory exposure limits. The central bank has also aligned the existing lending framework for InvITs with the newly introduced safeguards applicable to REIT financing, creating a more harmonized regulatory structure.

To implement the changes, the RBI has amended various regulations relating to credit facilities, concentration risk management, and capital adequacy for commercial banks, small finance banks, and All India Financial Institutions (AIFIs).

The move is aimed at providing greater clarity and consistency in financing arrangements for REITs and InvITs while ensuring that lenders maintain prudent risk management practices.

The RBI also clarified that it will not proceed with the proposed amendments to financial statement disclosure requirements at this stage. The decision comes in light of broader changes to credit risk capital regulations that are scheduled to take effect from April 1, 2027.

The final framework is expected to improve access to institutional funding for REITs and InvITs while maintaining appropriate regulatory oversight of the sector.