IndusInd Bank has launched an Overdraft (OD) and Cash Credit (CC)-linked Corporate Credit Card aimed at helping businesses improve cash-flow management, operational efficiency and utilisation of sanctioned working capital limits.

The card is directly linked to customers' existing OD or CC accounts, eliminating the need for separate credit limits, billing cycles and standalone reconciliation. Businesses can use their sanctioned working capital limits for day-to-day expenses while gaining greater visibility and control over spending.

Key features include real-time access to sanctioned OD/CC limits, customisable daily transaction limits, centralised expense management and reduced manual reconciliation. The card can be used for routine business expenses, vendor payments and other operational requirements through both online and offline transactions.

Jagdeep Mallareddy, Executive Director, IndusInd Bank, said the solution extends the utility of sanctioned working capital limits to payments while helping businesses and MSMEs simplify operations and manage cash flows more effectively.

The card will be available across major card networks in India, including NPCI-RuPay, Mastercard and Visa, with the product platform powered by PropelGo Technologies.