The bank reported standalone net profit of Rs 3,202.38 crore for the quarter ended September 30, 2026 as compared to Rs 2554.57 crore in the same period last year, registering a year-on-yearÿgrowthÿof 25.36 per cent.
Interest income of the bank rose by 15.34 per cent at Rs 21228.87 crore for the quarter ended September 30, 2026 as against Rs 18406.09 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 16.35 per cent to Rs 23,998.73 crore from Rs 20,625.92 crore in the year ago period.
Meanwhile, operating expenses increased by 12.52 per cent to Rs 18,909.69 crore from Rs 16,805.07 crore in the same period last year.
Operating profit surged 33.19 per cent to Rs 5,089.04 crore from Rs. 3,820.85 crore.
Provisions and Contingencies surged by 80.72 per cent at Rs 797.43 crore from Rs 441.24 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 18.49 per cent at Rs 7,007.21 crore versus Rs 5,913.77 crore in the year ago period. Non-interest income rose 24.78 per cent year-on-year to Rs 2,769.86 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.60 per cent of the gross advances as at the end of September 30, 2026 from a level of 2.54 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.42 per cent of net advances on September 30, 2026 from 0.65 per cent a year ago.