The bank reported standalone net profit of Rs 5,532.23 crore for the quarter ended September 30, 2026 as compared to Rs 4903.73 crore in the same period last year, registering a year-on-yearÿgrowthÿof 12.82 per cent.
Interest income of the bank rose by 8.51 per cent at Rs 34584.82 crore for the quarter ended September 30, 2026 as against Rs 31871.53 crore in the corresponding period last year.
During the July-September quarter, total income rose by 5.44 per cent to Rs 38,185.41 crore from Rs 36,213.62 crore in the year ago period.
Meanwhile, operating expenses increased by 5.75 per cent to Rs 30,653.47 crore from Rs 28,986.56 crore in the same period last year.
Operating profit surged 4.22 per cent to Rs 7,531.94 crore from Rs. 7,227.06 crore.
Provisions and Contingencies slipped by 84.87 per cent at Rs 97.27 crore from Rs 643.08 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 10.82 per cent at Rs 11,601.29 crore versus Rs 10,468.80 crore in the year ago period. Non-interest income dipped 17.08 per cent year-on-year to Rs 3,600.59 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.55 per cent of the gross advances as at the end of September 30, 2026 from a level of 3.45 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.25 per cent of net advances on September 30, 2026 from 0.36 per cent a year ago.