The bank reported standalone net profit of Rs 19,509.96 crore for the quarter ended September 30, 2026 as compared to Rs 18641.28 crore in the same period last year, registering a year-on-yearÿgrowthÿof 4.66 per cent.
Interest income of the bank rose by 8.78 per cent at Rs 83426.60 crore for the quarter ended September 30, 2026 as against Rs 76690.70 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 6.83 per cent to Rs 97,257.62 crore from Rs 91,040.72 crore in the year ago period.
Meanwhile, operating expenses increased by 7.38 per cent to Rs 67,774.20 crore from Rs 63,117.12 crore in the same period last year.
Operating profit surged 5.59 per cent to Rs 29,483.42 crore from Rs. 27,923.60 crore.
Provisions and Contingencies surged by 2.09 per cent at Rs 3,573.62 crore from Rs 3,500.53 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 9.72 per cent at Rs 34,619.18 crore versus Rs 31,551.50 crore in the year ago period. Non-interest income dipped 3.62 per cent year-on-year to Rs 13,831.02 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.11 per cent of the gross advances as at the end of September 30, 2026 from a level of 1.24 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.37 per cent of net advances on September 30, 2026 from 0.42 per cent a year ago.