The bank reported standalone net profit of Rs 14,843.03 crore for the quarter ended September 30, 2026 as compared to Rs 12358.89 crore in the same period last year, registering a year-on-yearÿgrowthÿof 20.10 per cent.
Interest income of the bank rose by 17.61 per cent at Rs 49110.00 crore for the quarter ended September 30, 2026 as against Rs 41757.95 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 15.86 per cent to Rs 57,157.49 crore from Rs 49,333.49 crore in the year ago period.
Meanwhile, operating expenses increased by 14.19 per cent to Rs 36,582.26 crore from Rs 32,035.53 crore in the same period last year.
Operating profit surged 18.95 per cent to Rs 20,575.23 crore from Rs. 17,297.96 crore.
Provisions and Contingencies slipped by 6.94 per cent at Rs 850.69 crore from Rs 914.11 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 17.69 per cent at Rs 25,338.69 crore versus Rs 21,529.46 crore in the year ago period. Non-interest income rose 6.23 per cent year-on-year to Rs 8,047.49 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.20 per cent of the gross advances as at the end of September 30, 2026 from a level of 1.58 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.30 per cent of net advances on September 30, 2026 from 0.39 per cent a year ago.