The bank reported standalone net profit of Rs 5,174.76 crore for the quarter ended September 30, 2026 as compared to Rs 4773.96 crore in the same period last year, registering a year-on-yearÿgrowthÿof 8.40 per cent.
Interest income of the bank rose by 11.46 per cent at Rs 35159.39 crore for the quarter ended September 30, 2026 as against Rs 31543.89 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 6.05 per cent to Rs 40,931.19 crore from Rs 38,597.73 crore in the year ago period.
Meanwhile, operating expenses increased by 7.21 per cent to Rs 32,173.06 crore from Rs 30,009.60 crore in the same period last year.
Operating profit surged 1.98 per cent to Rs 8,758.13 crore from Rs. 8,588.13 crore.
Provisions and Contingencies slipped by 24.31 per cent at Rs 1,781.97 crore from Rs 2,354.17 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 20.39 per cent at Rs 11,004.75 crore versus Rs 9,141.19 crore in the year ago period. Non-interest income dipped 18.18 per cent year-on-year to Rs 5,771.80 crore.
On the asset side, gross non- performing assets (NPAs)ÿfellÿto 1.33 per cent of the gross advances as at the end of September 30, 2026 from a level of 2.35 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.30 per cent of net advances on September 30, 2026 from 0.54 per cent a year ago.