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(28/10/2026 20:52)

DCB Bank Q2 net profit up 28.54% at Rs 236.39 cr

The bank reported standalone net profit of Rs 236.39 crore for the quarter ended September 30, 2026 as compared to Rs 183.91 crore in the same period last year, registering a year-on-yearÿgrowthÿof 28.54 per cent.

Interest income of the bank rose by 12.49 per cent at Rs 2050.43 crore for the quarter ended September 30, 2026 as against Rs 1822.75 crore in the corresponding period last year.

During the July-September quarter, total income rose moderately by 14.48 per cent to Rs 2,299.75 crore from Rs 2,008.84 crore in the year ago period.

Meanwhile, operating expenses increased by 12.45 per cent to Rs 1,917.16 crore from Rs 1,704.92 crore in the same period last year.

Operating profit surged 25.89 per cent to Rs 382.59 crore from Rs. 303.92 crore.

Provisions and Contingencies surged by 6.62 per cent at Rs 64.54 crore from Rs 60.53 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, increased by 17.19 per cent at Rs 698.68 crore versus Rs 596.21 crore in the year ago period. Non-interest income rose 33.98 per cent year-on-year to Rs 249.32 crore.

On the asset side, gross non- performing assets (NPAs)ÿfellÿto 2.29 per cent of the gross advances as at the end of September 30, 2026 from a level of 2.91 per cent year earlier. Its net NPAs or bad loans tooÿdeclinedÿto 0.73 per cent of net advances on September 30, 2026 from 1.21 per cent a year ago.