Leading Financial Service Provider in India | Canara Bank Securities Ltd

Utkarsh Small Finance Bank Ltd.

Sep 08, 04:01 BSE 15.67 (+ 0.66 4.40%)

Volume1904012

Prev. Close
15.01

Open Price
15.15

Today's Low / High

14.95 16.46

Bid. Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

10.15 22.02

Sep 08, 03:59 NSE 15.69(+ 0.66 4.39%)

Volume102828979

Prev. Close
15.03

Open Price
15.29

Today's Low / High

14.94 16.49

Bid Price (Qty.)0.00 (0)

Offer Price (Qty.)
15.69 (128564)

52 Wk Low / High

10.12 22.03

Market Cap. ( ₹ in Cr. )	2792.07	P/BV	1.04	Book Value ( ₹ )	15.10
52 Week High/Low ( ₹ )	22/10	FV/ML	10/1	P/E(X)	0.00
Book Closure	14/10/2025	EPS ( ₹ )	0.00	Div Yield (%)	0.00

Standalone

(₹ in Crs.)

Particulars	Mar 26	Mar 25	Mar 24	Mar 23	Mar 22
Interest Earned
Int. /Disc. on Adv/Bills	2845.75	3336.96	2880.06	2278.12	1646.13
Income on Investment	401.68	278.01	209.33	150.54	154.93
Int. on balances With RBI	131.34	149.94	89.00	76.29	47.72
Others	0.01	0.01	0.02	0.03	0.04
Total Interest Earned	3378.78	3764.93	3178.41	2504.98	1848.81
Other Income	430.97	599.83	400.40	299.31	184.83
Total Income	3809.75	4364.76	3578.81	2804.29	2033.65

EXPENDITURE
Interest Expended	1902.04	1742.06	1292.61	975.95	787.96
Employee Cost	947.96	845.60	736.95	570.06	429.83
Other Expenses	903.40	770.17	551.98	361.30	265.64
Depreciation	0.00	0.00	0.00	58.66	40.88
Total Expenses	3753.40	3357.83	2581.55	1965.96	1524.31

Operating Profit Before Provisions And Contingencies	56.35	1006.93	997.27	838.32	509.34
Provisions And Contingencies	1562.96	979.28	337.88	302.51	429.63
P/L Before Tax	-1506.61	27.65	659.39	535.82	79.71
Tax	-355.64	3.95	161.76	131.31	18.25
P/L After Tax from Ordinary Activities	-1150.98	23.70	497.63	404.50	61.46
Net Profit/Loss For the Period	-1150.98	23.70	497.63	404.50	61.46

Equity Share Capital	1779.52	1101.61	1099.46	895.91	895.52
Reserves Excluding Revaluation Reserves	941.45	1829.18	1873.73	1104.42	676.78
Equity Dividend Rate (%)	0.00	0.00	5.00	0.00	0.00
EPS Before Extra Ordinary *
Basic EPS (Rs.)	-8.37	0.22	4.79	4.52	0.70
Diluted EPS (Rs.)	-8.37	0.22	4.75	4.51	0.70
EPS After Extra Ordinary *
Basic EPS (Rs.)	-8.37	0.22	4.79	4.52	0.70
Diluted EPS (Rs.)	-8.37	0.22	4.75	4.51	0.70

NPA Ratios:
Gross NPA	1459.90	1854.38	417.58	315.29	648.16
Net NPA	594.05	905.27	4.49	108.81	235.80
(%) of Gross NPA	7.71	9.43	2.51	3.23	6.10
(%) of Net NPA	3.29	4.84	0.03	0.39	2.31
Return on Assets %	-4.16	0.09	2.46	0.00	0.00

OPBPC Margin (%)	1.66	26.74	31.37	33.46	27.54
PBT Margin (%)	-44.59	0.73	20.74	21.38	4.31
PAT Margin (%)	-34.06	0.62	15.65	16.14	3.32

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Annual Results

ANNUAL RESULTS

Utkarsh Small Finance Bank Ltd.