Leading Financial Service Provider in India | Canara Bank Securities Ltd

Utkarsh Small Finance Bank Ltd.

Jan 01 BSE 14.77 (+ 0.00 0.00%)

Volume143670

Prev. Close
14.77

Open Price
14.82

Today's Low / High

14.70 14.85

Bid. Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

14.01 26.80

Jan 01 NSE 14.74( -0.08 -0.54%)

Volume2877430

Prev. Close
14.82

Open Price
14.86

Today's Low / High

14.69 14.87

Bid Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

14.00 26.79

Market Cap. ( ₹ in Cr. )	2623.02	P/BV	0.67	Book Value ( ₹ )	22.05
52 Week High/Low ( ₹ )	27/14	FV/ML	10/1	P/E(X)	110.83
Book Closure	14/10/2025	EPS ( ₹ )	0.13	Div Yield (%)	0.00

Standalone

(₹ in Crs.)

Particulars	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
Interest Earned
Int. /Disc. on Adv/Bills	3336.96	2880.06	2278.12	1646.13	1385.74
Income on Investment	278.01	209.33	150.54	154.93	148.69
Int. on balances With RBI	149.94	89.00	76.29	47.72	46.52
Others	0.01	0.02	0.03	0.04	0.03
Total Interest Earned	3764.93	3178.41	2504.98	1848.81	1580.99
Other Income	599.83	400.40	299.31	184.83	124.85
Total Income	4364.76	3578.81	2804.29	2033.65	1705.84

EXPENDITURE
Interest Expended	1742.06	1292.61	975.95	787.96	741.74
Employee Cost	845.60	736.95	570.06	429.83	326.20
Other Expenses	770.17	551.98	361.30	265.64	189.28
Depreciation	0.00	0.00	58.66	40.88	29.58
Total Expenses	3357.83	2581.55	1965.96	1524.31	1286.80

Operating Profit Before Provisions And Contingencies	1006.93	997.27	838.32	509.34	419.04
Provisions And Contingencies	979.28	337.88	302.51	429.63	267.60
P/L Before Tax	27.65	659.39	535.82	79.71	151.44
Tax	3.95	161.76	131.31	18.25	39.62
P/L After Tax from Ordinary Activities	23.70	497.63	404.50	61.46	111.82
Net Profit/Loss For the Period	23.70	497.63	404.50	61.46	111.82

Equity Share Capital	1101.61	1099.46	895.91	895.52	848.33
Reserves Excluding Revaluation Reserves	1872.89	1873.73	1104.42	676.78	520.02
Equity Dividend Rate (%)	0.00	5.00	0.00	0.00	0.00
EPS Before Extra Ordinary *
Basic EPS (Rs.)	0.22	4.79	4.52	0.70	1.46
Diluted EPS (Rs.)	0.22	4.75	4.51	0.70	1.46
EPS After Extra Ordinary *
Basic EPS (Rs.)	0.22	4.79	4.52	0.70	1.46
Diluted EPS (Rs.)	0.22	4.75	4.51	0.70	1.46

NPA Ratios:
Gross NPA	1854.38	417.58	315.29	648.16	315.28
Net NPA	905.27	4.49	108.81	235.80	108.81
(%) of Gross NPA	9.43	2.51	3.23	6.10	3.75
(%) of Net NPA	4.84	0.03	0.39	2.31	1.33
Return on Assets %	0.09	2.46	0.00	0.00	0.00

OPBPC Margin (%)	26.74	31.37	33.46	27.54	26.50
PBT Margin (%)	0.73	20.74	21.38	4.31	9.57
PAT Margin (%)	0.62	15.65	16.14	3.32	7.07

Markets

Annual Results

ANNUAL RESULTS

Utkarsh Small Finance Bank Ltd.