Leading Financial Service Provider in India | Canara Bank Securities Ltd

City Union Bank Ltd.

Aug 08 BSE 209.90 ( -5.95 -2.76%)

Volume55094

Prev. Close
215.85

Open Price
214.05

Today's Low / High

208.85 216.85

Bid. Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

144.00 232.70

Aug 08 NSE 210.14( -5.45 -2.53%)

Volume983893

Prev. Close
215.59

Open Price
215.59

Today's Low / High

208.05 216.90

Bid Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

142.91 232.55

Market Cap. ( ₹ in Cr. )	15571.07	P/BV	1.75	Book Value ( ₹ )	119.84
52 Week High/Low ( ₹ )	233/143	FV/ML	1/1	P/E(X)	13.86
Book Closure	01/08/2025	EPS ( ₹ )	15.16	Div Yield (%)	0.95

Standalone

Particulars	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
Months	12	12	12	12	12
Source Of Info (AR = Annual Report, PR = Press Release)	AR	AR	AR	AR	AR
Face Value	1.00	1.00	1.00	1.00	1.00

PER SHARE RATIOS

Basic EPS (Rs.)	15.17	13.72	12.67	10.29	8.03
Diluted EPS (Rs.)	15.07	13.62	12.57	10.18	7.97
Cash EPS (Rs.)	16.27	14.73	13.65	11.43	9.21
Book Value[Excl.RevalReserv]/Share (Rs.)	127.76	113.43	100.72	89.05	79.08
Book Value[Incl.RevalReserv]/Share (Rs.)	127.76	113.43	100.72	89.05	79.08
Dividend / Share (Rs.)	2.00	1.50	1.00	1.00	0.50
Operating Revenue / Share (Rs.)	78.73	71.16	63.67	55.50	55.96
Net Profit / Share (Rs.)	15.16	13.71	12.66	10.28	8.02

PER EMPLOYEE RATIOS

Interest Income / Employee (Rs.)	7671324.92	7332450.19	7832425.82	7648180.55	7076304.81
Net Profit / Employee (Rs.)	1477483.63	1413092.52	1557533.64	1416368.73	1014586.34
Business / Employee (Rs.)	152014738.33	140765665.55	158583159.49	164054663.69	138105754.75

PER BRANCH RATIOS

Interest Income / Branch (Rs.)	66674772.57	65882065.00	62690652.93	56461877.58	58898645.30
Net Profit / Branches (Rs.)	12841443.43	12696636.25	12466482.71	10456191.20	8444769.23
Business / Branches (Rs.)	1321225240.00	1264779505.00	1269297921.54	1211116066.02	1149504166.67

KEY PERFORMANCE RATIOS

Net Profit Margin (%)	19.25	19.27	19.88	18.51	14.33
Operating Profit Margin (%)	34.96	35.45	31.53	28.41	23.39
Return On Assets (%)	1.44	1.43	1.40	1.23	1.11
Return On Equity / Networth (%)	11.86	12.08	12.57	11.54	10.14
Net Interest Margin (X)	2.98	2.99	3.24	3.11	3.43
Cost To Income (%)	47.76	47.06	38.85	40.37	41.45
Interest Income / Total Assets (%)	7.51	7.44	7.07	6.67	7.75
Non-Interest Income / Total Assets (%)	1.15	1.04	1.21	1.23	1.32
Operating Profit / Total Assets (%)	0.29	0.38	0.19	0.00	-0.20
Operating Expenses / Total Assets (%)	1.97	1.90	1.73	1.75	1.97
Interest Expenses / Total Assets (%)	4.53	4.44	3.83	3.55	4.32

VALUATION RATIOS

Enterprise Value (Rs.Cr.)	73465.39	65768.17	63101.73	59580.74	54608.58
EV Per Net Sales (X)	12.59	12.48	13.39	14.51	13.21
Price To Book Value (X)	1.23	1.19	1.25	1.45	1.97
Price To Sales (X)	2.00	1.90	1.98	2.33	2.79
Retention Ratios (%)	90.11	92.71	92.11	95.14	93.78
Earnings Yield (X)	0.09	0.10	0.10	0.07	0.05

Markets

Ratio Analysis

RATIOS

City Union Bank Ltd.