Leading Financial Service Provider in India | Canara Bank Securities Ltd

Ujjivan Small Finance Bank Ltd.

Jul 04 BSE 48.60 ( -0.56 -1.14%)

Volume2814901

Prev. Close
49.16

Open Price
49.00

Today's Low / High

45.83 49.50

Bid. Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

30.85 51.80

Jul 04 NSE 48.56( -0.56 -1.14%)

Volume21066384

Prev. Close
49.12

Open Price
49.02

Today's Low / High

45.83 49.50

Bid Price (Qty.)0.00 (0)

Offer Price (Qty.)
0.00 (0)

52 Wk Low / High

30.88 51.87

Market Cap. ( ₹ in Cr. )	9398.05	P/BV	1.60	Book Value ( ₹ )	30.40
52 Week High/Low ( ₹ )	52/31	FV/ML	10/1	P/E(X)	12.95
Book Closure	12/07/2024	EPS ( ₹ )	3.75	Div Yield (%)	0.00

Standalone

(₹ in Crs.)

Particulars	Mar 25	Mar 24	Mar 23	Mar 22	Mar 21
Interest Earned
Int. /Disc. on Adv/Bills	5525.70	4973.01	3707.77	2575.78	2600.38
Income on Investment	805.83	678.62	410.83	185.14	172.98
Int. on balances With RBI	10.96	10.56	18.06	51.89	32.71
Others	11.90	14.97	28.34	0.00	0.00
Total Interest Earned	6354.39	5677.16	4165.00	2812.81	2806.07
Other Income	846.20	786.75	589.19	313.27	310.82
Total Income	7200.59	6463.91	4754.19	3126.08	3116.89

EXPENDITURE
Interest Expended	2718.12	2267.70	1467.09	1039.21	1077.51
Employee Cost	1499.49	1183.18	920.25	812.60	748.78
Other Expenses	1293.75	1095.92	881.81	683.78	481.30
Total Expenses	5511.36	4546.80	3269.15	2535.59	2307.59

Operating Profit Before Provisions And Contingencies	1689.23	1917.11	1485.04	590.49	809.30
Provisions And Contingencies	747.66	214.94	17.80	1140.84	799.10
P/L Before Tax	941.57	1702.17	1467.24	-550.35	10.20
Tax	215.47	420.67	367.32	-135.77	1.90
P/L After Tax from Ordinary Activities	726.10	1281.50	1099.92	-414.58	8.30
Net Profit/Loss For the Period	726.10	1281.50	1099.92	-414.58	8.30

Equity Share Capital	1935.00	1931.43	1954.71	1728.31	1728.31
Reserves Excluding Revaluation Reserves	4058.76	3609.74	2003.18	832.12	1246.71
Equity Dividend Rate (%)	15.00	15.00	12.50	0.00	0.00
Capital Adequacy Ratio - Basel -II	23.10	24.69	25.81	18.99	26.44
EPS Before Extra Ordinary *
Basic EPS (Rs.)	3.75	6.65	5.88	-2.40	0.05
Diluted EPS (Rs.)	3.71	6.54	5.87	-2.40	0.05
EPS After Extra Ordinary *
Basic EPS (Rs.)	3.75	6.65	5.88	-2.40	0.05
Diluted EPS (Rs.)	3.71	6.54	5.87	-2.40	0.05

NPA Ratios:
Gross NPA	695.89	612.52	630.61	1284.08	1070.60
Net NPA	152.43	76.29	9.04	99.60	424.58
(%) of Gross NPA	2.18	2.23	2.88	7.34	7.07
(%) of Net NPA	0.49	0.28	0.04	0.61	2.93
Return on Assets %	1.67	3.47	4.04	-2.04	0.04

OPBPC Margin (%)	26.58	33.76	35.65	20.99	28.84
PBT Margin (%)	14.81	29.98	35.22	-19.56	0.36
PAT Margin (%)	11.42	22.57	26.40	-14.73	0.29

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ANNUAL RESULTS

Ujjivan Small Finance Bank Ltd.