Market

Ratio Analysis

You can view the Ratio Analysis for the last 5 years.

RATIOS

Jammu & Kashmir Bank Ltd.

GO
Market Cap. ( ₹ in Cr. ) 11205.63 P/BV 0.86 Book Value ( ₹ ) 117.78
52 Week High/Low ( ₹ ) 117/87 FV/ML 1/1 P/E(X) 5.38
Book Closure 19/08/2025 EPS ( ₹ ) 18.91 Div Yield (%) 2.11

ParticularsMar 25Mar 24Mar 23Mar 22Mar 21
Months1212121212
Source Of Info (AR = Annual Report, PR = Press Release)ARARARARAR
Face Value1.001.001.001.001.00
      
PER SHARE RATIOS     
      
Basic EPS (Rs.)18.9116.8412.255.966.01
Diluted EPS (Rs.)18.9116.8412.255.966.01
Cash EPS (Rs.)20.4718.0513.156.957.89
Book Value[Excl.RevalReserv]/Share (Rs.)117.7699.1983.5175.3981.69
Book Value[Incl.RevalReserv]/Share (Rs.)129.01110.7195.9385.5795.32
Operating Revenue / Share (Rs.)113.87101.8290.6885.88113.67
Net Profit / Share (Rs.)18.9416.0711.625.416.00
Net Profit After MI / Share (Rs.)18.9016.0811.445.306.00
      
KEY PERFORMANCE RATIOS     
      
Net Profit Margin (%)16.6315.7812.816.295.28
Net Profit After MI And SOA Nargin (%)16.5915.7912.616.175.28
Operating Profit Margin (%)30.0329.2821.7410.729.53
Return On Assets (%)1.221.140.800.370.35
Return On Equity / Networth (%)16.0516.2113.707.037.34
Net Interest Margin (X)3.423.363.252.993.13
Cost To Income (%)57.7562.2666.2476.5364.18
Interest Income / Total Assets (%)7.407.256.416.136.74
Non-Interest Income / Total Assets (%)0.670.540.520.600.60
Operating Profit / Total Assets (%)0.550.600.29-0.21-0.24
Operating Expenses / Total Assets (%)2.362.432.502.752.39
Interest Expenses / Total Assets (%)3.973.883.153.143.60
      
VALUATION RATIOS     
      
Enterprise Value (Rs.Cr.)153712.43145155.93122196.89118692.07108211.10
EV Per Net Sales (X)12.2612.9513.0614.8113.34
Price To Book Value (X)0.781.350.580.420.31
Price To Sales (X)0.811.320.540.370.22
Retention Ratios (%)88.6286.6395.63100.00100.00
Earnings Yield (X)0.200.120.230.160.23
ParticularsMar 25
Months12
Source Of Info (AR = Annual Report, PR = Press Release)AR
Face Value1.00
  
PER SHARE RATIOS 
Basic EPS (Rs.)18.91
Diluted EPS (Rs.)18.91
Cash EPS (Rs.)20.47
Book Value[Excl.RevalReserv]/Share (Rs.)117.76
Book Value[Incl.RevalReserv]/Share (Rs.)129.01
Operating Revenue / Share (Rs.)113.87
Net Profit / Share (Rs.)18.94
Net Profit After MI / Share (Rs.)18.90
KEY PERFORMANCE RATIOS 
Net Profit Margin (%)16.63
Net Profit After MI And SOA Nargin (%)16.59
Operating Profit Margin (%)30.03
Return On Assets (%)1.22
Return On Equity / Networth (%)16.05
Net Interest Margin (X)3.42
Cost To Income (%)57.75
Interest Income / Total Assets (%)7.40
Non-Interest Income / Total Assets (%)0.67
Operating Profit / Total Assets (%)0.55
Operating Expenses / Total Assets (%)2.36
Interest Expenses / Total Assets (%)3.97
VALUATION RATIOS 
Enterprise Value (Rs.Cr.)153712.43
EV Per Net Sales (X)12.26
Price To Book Value (X)0.78
Price To Sales (X)0.81
Retention Ratios (%)88.62
Earnings Yield (X)0.20