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QUARTERLY RESULTS

Indian Bank

GO
Market Cap. ( ₹ in Cr. ) 80023.13 P/BV 1.21 Book Value ( ₹ ) 491.64
52 Week High/Low ( ₹ ) 633/474 FV/ML 10/1 P/E(X) 7.11
Book Closure 10/06/2025 EPS ( ₹ ) 83.61 Div Yield (%) 0.00
(₹ in Crs.)

ParticularsMar 25Dec 24Sep 24Jun 24Mar 24
Interest Earned     
Int. /Disc. on Adv/Bills11456.7511426.3311124.7910848.5210636.50
Income on Investment3905.753893.913813.263734.863556.08
Int. on balances With RBI388.39409.38389.53402.20418.43
Others108.7440.5441.4355.0522.40
Total Interest Earned15859.6315770.1615369.0115040.6314633.41
Other Income2934.732397.382602.212077.132432.08
Total Income18794.3618167.5417971.2217117.7617065.49
      
EXPENDITURE     
Interest Expended9467.069345.189153.508860.518609.13
Employee Cost2734.242441.992481.392316.992646.77
Other Expenses1568.941600.111563.271416.221480.61
Total Expenses13770.2413387.2813198.1612593.7212736.51
      
Operating Profit Before Provisions And Contingencies5024.124780.264773.064524.044328.98
Provisions And Contingencies794.311059.611099.071261.111250.78
P/L Before Tax4229.813720.653673.993262.933078.20
Tax1268.42844.50933.96845.63817.89
P/L After Tax from Ordinary Activities2961.392876.152740.032417.302260.31
Net Profit/Loss For the Period2961.392876.152740.032417.302260.31
Minority Interest-0.39-0.45-1.11-0.97-0.86
Share Of P/L Of Associates20.6434.0360.78154.0736.16
Net P/L After Minority Interest & Share Of Associates2981.642909.732799.702570.402295.61
      
Equity Share Capital1346.961346.961346.961346.961346.96
Reserves Excluding Revaluation Reserves62965.1752926.0552926.0552926.0552926.05
      
ANALYTICAL RATIOS     
(%) of Share by Govt.73.8473.8473.8473.8473.84
EPS Before Extra Ordinary *     
Basic EPS (Rs.)22.1421.6020.7919.0817.04
Diluted EPS (Rs.)22.1421.6020.7919.0817.04
EPS After Extra Ordinary *     
Basic EPS (Rs.) 22.1421.6020.7919.0817.04
Diluted EPS (Rs.) 22.1421.6020.7919.0817.04
      
NPA Ratios:     
Gross NPA18178.8618208.3519148.0020302.1621106.31
Net NPA1109.561126.861445.292026.592222.58
(%) of Gross NPA3.093.263.483.773.95
(%) of Net NPA0.190.210.270.390.43
Return on Assets %1.401.421.391.291.18
      
OPBPC Margin (%)31.6730.3131.0530.0729.58
PBT Margin (%)26.6723.5923.9021.6921.03
PAT Margin (%)18.6718.2317.8216.0715.44
PAT After MI And SoA Margin (%)18.8018.4518.2117.0815.68
ParticularsMar 25
Interest Earned 
Int. /Disc. on Adv/Bills11456.75
Income on Investment3905.75
Int. on balances With RBI388.39
Others108.74
Total Interest Earned15859.63
Other Income2934.73
Total Income18794.36
  
EXPENDITURE 
Interest Expended9467.06
Employee Cost2734.24
Other Expenses1568.94
Total Expenses13770.24
Operating Profit Before Provisions And Contingencies5024.12
Provisions And Contingencies794.31
P/L Before Tax4229.81
Tax1268.42
P/L After Tax from Ordinary Activities2961.39
Net Profit/Loss For the Period2961.39
Minority Interest-0.39
Share Of P/L Of Associates20.64
Net P/L After Minority Interest & Share Of Associates2981.64
Equity Share Capital1346.96
Reserves Excluding Revaluation Reserves62965.17
ANALYTICAL RATIOS 
(%) of Share by Govt.73.84
EPS Before Extra Ordinary * 
Basic EPS (Rs.)22.14
Diluted EPS (Rs.)22.14
EPS After Extra Ordinary * 
Basic EPS (Rs.) 22.14
Diluted EPS (Rs.) 22.14
NPA Ratios: 
Gross NPA18178.86
Net NPA1109.56
(%) of Gross NPA3.09
(%) of Net NPA0.19
Return on Assets %1.40
OPBPC Margin (%)31.67
PBT Margin (%)26.67
PAT Margin (%)18.67
PAT After MI And SoA Margin (%)18.80